Pradhan Mantri Shram Yogi Maandhan Yojana 2022 Pradhan Mantri Shram Yogi Maandhan Yojana was started by the Central Government to improve the economic condition of farmers across the country. Under this scheme, a minimum of ₹ 3000 per month will be given to the farmers after the age of 60 years. Any farmer between 18 to 40 years of age can participate in this scheme. For this, the more the contribution of the farmers, the more will be the contribution of the government. That is, if your contribution is ₹ 55, then the government will also provide ₹ 55 to you. Life Insurance Corporation of India (LIC) is managing this pension fund.
The workers in the unorganized sector have to face many economic difficulties. To overcome these difficulties, various schemes are run by the government. The Pradhan Mantri Shram Yogi Maandhan Yojana has also been launched by the Central Government. Through PM shram Yogi mandhan Yojana, pension will be provided to all those unorganized sector workers whose monthly income is ₹ 15000 or less. The announcement to launch this scheme was made by Union Minister Piyush Goyal on 1 February 2019. The benefits of PM Shram Yogi Maandhan Yojana can be availed by the workers of unorganized sectors such as drivers, rickshaw pullers, cobblers, tailors, laborers, house workers, furnace workers, etc. If you are also eligible to get the benefit of this scheme, then you have to apply under this scheme.
Pradhan Mantri Shram Yogi Maandhan Yojana 2022
Pradhan Mantri Shram Yogi Maandhan Yojana was implemented on 15 February 2019. Under this scheme, after the age of 60 years, the pension amount of 3000 rupees will be given to the beneficiaries every month. The age of the beneficiaries applying under Pradhan Mantri Shram Yogi Mandhan Yojana 2022 should be between 18 years to 40 years. Government employees, the Employees Provident Fund (EPF), the National Pension Scheme (NPS), and members of State Employees Insurance Corporation (ESIC) cannot take advantage of this scheme. Shramyogi joining this scheme should not be an income taxpayer.
There are many types of people in our country like servants, drivers, rickshaw pullers, rag pickers, bidi makers, etc., who work in their homes, are financially weak. Such people are not capable enough to save a little money and strengthen their future by investing money in any pension or other scheme. Under this scheme, workers in the unorganized sector can become a part of a good pension scheme by paying very little money.
| Scheme Name | Pradhan Mantri Shram Yogi Mandhan Yojana |
| Launched By | Finance Minister Mr. Piyush Goyal |
| Launched date | 1st February 2019 |
| Start date of scheme | 15th February 2019 |
| Beneficiary | Unrecognized sector Workers |
| No of beneficiary | 10 Crore approximate |
| Contribution | Rs 55 per month to Rs 200 per month |
| Pension amount | Rs 3000 per month |
| Category | Central govt. scheme |
| Official website | https://maandhan.in/shramyogi |
PM Shram Yogi Maandhan Yojana 2022 Details
Pradhan Mantri Shram Yogi Maandhan Yojana 2022 For the benefit of the farmer, the minimum age of the farmer is 18 years while the maximum age limit has been fixed at 40 years. Such farmers should have at least 2 hectares of cultivable land. Under this scheme, the farmer of a minimum of 20 years and up to a maximum of 40 years will have to contribute a monthly fee of ₹ 55 to ₹ 200. Whereas farmers who are 18 years old will have to contribute ₹ 55 per month and ₹ 660 annually. This contribution will depend on the age of the person. If you join at 40, you will have to contribute ₹200 per month and ₹2400 annually.
If a farmer wants to leave this scheme in the middle, then his money will not sink, but in such a situation when he leaves the scheme, then the amount he has deposited will get interested equal to the savings account of the banks. If the policyholder farmer dies due to any reason, then his wife will continue to get 50 percent of the amount.
PM Shram Yogi Maandhan Yojana 2022 Eligibility & Criteria
- The applicant should be a working laborer in the unorganized sector.
- The monthly income of workers in the unorganized sector should not exceed Rs.15000.
- Applicant’s age should be between 18 years to 40 years.
- The biggest condition is that you should not be an income tax payer or a tax payer.
- The eligible person should not be covered under EPFO, NPS and ESIC.
- It is mandatory for the subscriber to have a mobile phone, Aadhaar number.
- Savings Bank Account is also mandatory for the scheme.
Pradhan Mantri Shram Yogi Maandhan Yojana 2022 Benefits
If a beneficiary dies during the period of receipt of pension, then 50% of the pension will be provided to the spouse of the beneficiary. This pension will be provided only to the spouse of the beneficiary. Apart from this, if the regular contribution has been made by the beneficiary and the beneficiary has become permanently disabled for any reason before attaining the age of 60 years and is unable to continue his contribution under this scheme, then in this situation his spouse You can get the benefits of the scheme by making regular payments.
- Under this scheme, the central government gives a pension of ₹ 36000 annually to those working in this field after the age of 60.
- The biggest feature of this scheme is that both husband and wife can be partners in this and in this situation you can get the benefit of pension of ₹ 72000 annually.
- After 60 years of age, I get the benefits of this scheme, every month a pension of ₹ 3000 will be given.
- Like other schemes, in this scheme, as much as any person contributes to the pension account, the same contribution will be made by the government.
- After investing in this scheme, the beneficiary will not have to depend on anyone after the age of 60 years.
Who cannot avail the benefits of Pradhanmantri Shram Yogi Mandhan Yojana?
- organized sector person
- Members of Employees’ Provident Fund
- Member of National Pension Scheme
- Member of State Employees Insurance Corporation
- people paying income tax
Beneficiaries of Pradhan Mantri Shram Yogi Maandhan Yojana
- small and marginal farmers
- landless agricultural laborer
- fisherman
- animal keeper
- Labeling and packing in brick kilns and stone quarries
- construction and infrastructure workers
- leather craftsmen
- weaver
- sweeper
- domestic workers
- vegetable and fruit seller
- migrant laborers etc.
How To Apply For PM Shram Yogi Maandhan Yojana 2022
To join the scheme, it is mandatory for the beneficiaries to have Aadhar cards and bank accounts and bank accounts to be linked with Aadhar cards. After applying under PMSYM Scheme, the applicant will have to pay a premium on a monthly basis. Shram Yogis of the age of 18 years will have to pay a premium of Rs.55 per month, and those at the age of 29 years will have to pay a premium of Rs.100 per month, and those at the age of 40 years will have to pay a premium of Rs.200 per month. To apply under the Pradhan Mantri Shram Yogi Maandhan Yojana, you can register yourself by visiting your nearest public service center or digital service center. To get the registration done, take the bank account passbook, Aadhar card with you.
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Key facts of Prime Minister Shram Yogi Maandhan Yojana 2022
Life Insurance Corporation of India will act as a nodal agency for the successful implementation of the scheme.
Monthly premium will also be deposited by the beneficiary in the LIC office and on completion of the scheme, monthly pension will also be provided to the beneficiary by LIC itself.
This monthly pension will be transferred to the beneficiary’s account through direct bank transfer.
If you want to get more information about Pradhan Mantri Shram Yogi Maandhan Yojana, then you can contact any nearest Life Corporation of India office or visit the online website given below.
According to the data, till May 6, about 64.5 lakh people have registered themselves in it.
Let’s know Pradhan Mantri Shram Yogi Maandhan Yojana Ke Liye Apply Kaise Karen.
- Pradhan Mantri Shram Yogi Maandhan Yojana 2022 To apply, the beneficiary has to first go to the official website pmkmy.gov.in.
- After this, click on the option of Click Here To Apply Now given below in the right side.
- There select the option of Self Enrollment, in which you submit the process by entering your mobile number and OTP code.
- After filling this form, put a tick mark on the declaration and click on the submit button. After filling the form, make sure to check that all the information you have filled is correct.
- After submission, the option to fill the bank account related information will open in the next page. After filling this information also click on Submit & Proceed.
- Now the option of Print Mandate Form will open in front of you, then you have to print this form. After this, you have to scan the form by signing it and finally upload it by clicking on Upload File.
- After uploading, the successful message will come as soon as you press on the submit button. This means that you have been registered for Pradhan Mantri Kisan Maandhan Yojana 2021. In the end you will see a card, you must print it out.
- To take advantage of this scheme, farmers can also register themselves by visiting the Common Service Center (CSC) and there they will need Aadhar card, Khasra-Khatauni copy, 2 passport photos and bank passbook. During the registration, the farmer’s Kisan Pension Unique Number and Pension Card will be generated.
Exit and Petrol under PMSYM Yojana
If you leave the Pradhan Mantri Shram Yogi Maandhan Yojana in the middle, then you will have to agree to the conditions given below.
- If the beneficiary exits the scheme before 10 years, then the contribution will be given at the rate of a savings bank account.
- If the beneficiary has died due to any reason, then his life partner can continue this scheme.
- If the beneficiary exits after a period of 10 years or more but before the age of 60 years, the beneficiary will be paid the contribution as accrued interest along with the contribution or savings bank rate whichever is higher.
- If one becomes permanently ashram before the age of 60 years and is unable to continue this scheme then his/her spouse can continue with this scheme.
- Apart from this other exit provisions may also be issued by the Government on the advice of NSSB.
Premium Amount in Shram Yogi Mandhan Yojana
| entry Age | Superannuation Age | Member’s monthly contribution (Rs) | Central Govt’s monthly contribution (Rs) | Total monthly contribution (Rs) |
| (1) | (2) | (3) | (4) | (5)= (3)+(4) |
| 18 | 60 | 55 | 55 | 110 |
| 19 | 60 | 58 | 58 | 116 |
| 20 | 60 | 61 | 61 | 122 |
| 21 | 60 | 64 | 64 | 128 |
| 22 | 60 | 68 | 68 | 136 |
| 23 | 60 | 72 | 72 | 144 |
| 24 | 60 | 76 | 76 | 152 |
| 25 | 60 | 80 | 80 | 160 |
| 26 | 60 | 85 | 85 | 170 |
| 27 | 60 | 90 | 90 | 180 |
| 28 | 60 | 95 | 95 | 190 |
| 29 | 60 | 100 | 100 | 200 |
| 30 | 60 | 105 | 105 | 210 |
| 31 | 60 | 110 | 110 | 220 |
| 32 | 60 | 120 | 120 | 240 |
| 33 | 60 | 130 | 130 | 260 |
| 34 | 60 | 140 | 140 | 280 |
| 35 | 60 | 150 | 150 | 300 |
| 36 | 60 | 160 | 160 | 320 |
| 37 | 60 | 170 | 170 | 340 |
| 38 | 60 | 180 | 180 | 360 |
| 39 | 60 | 190 | 190 | 380 |
| 40 | 60 | 200 | 200 | 400 |
How to apply for Pradhan Mantri Shram Yogi Maandhan Yojana?
Interested beneficiaries who want to apply under Pradhan Mantri Shram Yogi Yojana, then first of all the applicant will have to go to the nearest public service center with all his documents like Aadhar card, bank passbook, mobile number etc.
After this, you applicant will have to submit all your documents to the CSC officer. After this the CSC agent will fill your form and print out the application form and give it to you.
After this, take a printout of the application form and keep it safe for future reference. In this way your application will be done in PMSYM Scheme.
self enrollment
- First of all you have to go to the official website of Pradhan Mantri Shram Yogi Maandhan Yojana.
- Now the home page will open in front of you.
- On the home page, you have to click on the link here to apply now.
- On this home page, you will see the option of Click here to apply now. You have to click on this option. After clicking on the option, the next page will open in front of you.
- On this page you will see the option of Self Enrollment, you have to click on this option. After clicking on the option you have to enter your mobile number. Then you have to click on the Proceed button.
- After clicking on the button enter your name, email id and captcha code on the screen and then click on “Generate OTP” option. Then you have to enter the OTP and click on Verify.
- After that you have to fill the rest of the application form. Required documents have to be uploaded in JPEG form. Then after review the application form has to be submitted.
- After that take the print out and save it.
Through CSC VLE
- First of all you have to go to the official website of Pradhan Mantri Shram Yogi Maandhan Yojana.
- After this the home page will open in front of you.
- On the home page, you have to click on the link here to apply now.
- Now you have to click on the link of CSC VLE.
- After this a new page will open in front of you in which you will have to enter your username and password.
- Now you have to click on the sign in button.
- Now you have to select the Pradhan Mantri Shram Yogi Maandhan Yojana by going to the Schemes option.
- As soon as you click on this option, the application form of Pradhan Mantri Shram Yogi Maandhan Yojana will open in front of you.
- You have to enter all the important information asked in this form like your name, email id, address, state name, district name etc.
- Now you have to upload all the important documents.
- After that you have to click on submit button.
- In this way you will be able to apply.
Sign in process
- You have to visit the official website of Pradhan Mantri Shram Yogi Maandhan Yojana.
- Now the home page will open in front of you.
- On the home page, you have to click on the Sign In option.
- Now the following options will open in front of you.
- self enrollment
- csc vle
- You have to click on the option as per your requirement.
- After this a new page will open in front of you.
- On this page you have to enter your username, password and captcha code.
- After that you have to click on the option of Sign In.
- This is how you will be able to sign in.
Helpline number
Joint Secretary and Director General (Labour Welfare) Ministry of Labor and Employment Government of India
Helpline: 1800 267 6888
E-Mail: [email protected] | [email protected]