National Pension Yojana In Hindi | National Pension Scheme Details in Hindi PDF | National Pension System Application Form |
National Pension Scheme You must have heard about the pension scheme of the central government like old age, in the same sequence, the central government has started the National Pension Scheme to give pensions to government employees, this scheme was started on January 1, 2004. Under the National Pension Scheme, now those people will also be given benefits who work in private sectors. In this, you have to invest from 18 years to 60 years of age, after that amount is received in the form of pension, in this article we will know that What is National Pension Scheme And how can we take advantage of this scheme, then let us know.
National Pension Scheme 2022
Keeping in view the old age, the government is bringing various types of pension schemes. In old age, a person has to depend on others to live his life. An old man is dependent on others to maintain his health and for his upbringing. The old man does not have to depend on others, so the government has National Pension System (NPS) Has brought
The Government of India started a national project in 1999 named OASIS (Old Age Social and Income Security). Its main purpose was to provide money to old people in the form of pension, but later the government stopped the pension of central employees. But now the government has started a new scheme, giving relief to the people, whose name is National Pension Scheme It is also called contribution fund.
National Pension Yojana New Update 2022
Pension Fund Regulatory and Development Authority (PFRDA) is making many changes in this scheme from time to time. On the basis of the new rules in this scheme, if the beneficiaries of the scheme want to get out of this scheme, then they can adopt the online method.
- At present, if someone wanted to get out of this scheme, then he had to contact the Point of Presence (POP), whose entire process had to be done by knowing the designated branches of the bank, post office etc. But now you can adopt the online process.
- PFRDA has said that in addition to the existing ‘offline’ process, the subscribers will also have the option of ‘online’ application for withdrawal, they can submit the documents online for withdrawal.
- In the new system you can use OTP / E-Signature.
National Pension Scheme December Update
The central government can provide great relief to the elderly. Under the budget 2021-22, the government can give increased relief in tax exemption of pensioners. As friends, you know that the corona epidemic is going on in the country, meanwhile, the government has taken the decision to provide benefits to the elderly. The government is considering giving tax exemption on the share up to 14 percent:-
- Pension Fund Regulator and Development Authority (PFRDA) has recommended to the Ministry of Finance that people receiving pensions should be given tax exemption in the budget 2021-22.
- This tax exemption will be increased by the government for Tier-1 pensioners. On the recommendation of PFRDA, it has been recommended to provide tax exemption on shares up to 14 percent.
- Nation Pension Scheme Tax exemption is given on a 10 percent stake.
- Pension Fund Regulator and Development Authority It has been recommended to provide tax exemption at par with the central employees.
- It has been recommended to increase this tax exemption from 50 thousand to 1 lakh rupees. In addition, tax exemption under 80C has also been recommended for Tier-2 pensioners.
National Pension System (NPS)
Earlier the benefit of this scheme was given only to government employees but later in 2009 it has been opened for all categories. Under the scheme, a pension account is opened for you and you have to contribute regularly to it. You can withdraw a part of the amount deposited in this account and you can use the remaining amount as regular income after retirement. National Pension Scheme In this we will know how you can open an account for .
The objective of NPS (National Pension System)
- To live one’s life in old age, one has to depend on others. The purpose of this scheme is that people should not be dependent on others.
- By contributing to the scheme, in view of inflation, getting good money.
- Providing pension to all types of employees whether it is government or private.
- To reduce the increasing economic burden on the government.
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Who can invest in the NPS account
- central government employees
- state government employees
- private-sector employees
- ordinary citizens
National Pension System Highlights
|scheme name||National Pension Scheme|
|plan type||central government scheme|
|when was it started||in the year 2004|
|age of benefit||18 to 60 years of age|
|beneficiary||every citizen of the country|
|purpose||providing pension in old age|
Eligibility for National Pension Scheme
- Any citizen of India can apply for this scheme.
- The age of the beneficiary should be between 18 to 60 years.
- Under the scheme, all the conditions of KYC have to be fulfilled.
- NRI can invest in this scheme.
Documents for National Pension Scheme
- Aadhar card
- ID proof
- address proof
- Birth certificate
- registration form
National Pension Scheme To take advantage of this account has to be opened. You can open an account in any government and private bank of the country. There are mainly two types of accounts in the National Pension Scheme, which you can see below:-
You are required to open this account under the scheme. You cannot withdraw money from this account before retirement. You can withdraw money from this account only after retirement. This account is also called a pension account. At the time of opening this account, you have to deposit at least Rs 500. In this account, you have to deposit at least 6000 rupees in a whole year.
From tier account, you can withdraw 25% of the amount deposited in it after 10 years of account opening. If you withdraw money from this, then you have to follow some conditions.
If someone has opened a Tier 1 account then he can open this account. It is not necessary to open a Tier 2 account, this account is as per your wish. You can withdraw money from this account at any time and put it in it. At the time of opening the account, you have to deposit at least 1000 rupees in it. In the whole year, you have to invest at least 2000 rupees in this.
National Pension Scheme
Friends, there are some fund managers in this scheme who take the responsibility of investing money in your account when the money is deposited in it. These fund managers registered by PFRDA work in it, which is something like SBI Pension Fund, LIC Pension Fund, ICICI Pru Pension. This includes funds etc.
How to apply online for National Pension Scheme 2022
If you want to open an online account under this scheme, then follow the steps given below:-
To register online, you must first official website But have to come By clicking on this link you come to this website.
After visiting the website, you will be on the home page NATIONAL PENSION SYSTEM An option will appear, click on it. After clicking, a new page opens in front of you. After visiting this page you Registration An option will appear, click on it. After clicking, a new page opens in front of you.
After coming to this page, the form opens in front of you. After entering the requested information in this form, you have to click on Continue, after clicking, the registration form will open in front of you.
After entering all the information sought by you in this form such as personal detail etc., you can successfully apply for this scheme.
How to apply National Pension Scheme offline?
To apply offline, you have to first download the application form of this scheme. You can download the application form by clicking on the link given below:-
NATIONAL PENSION SYSTEM (NPS) – SUBSCRIBER REGISTRATION FORM
After downloading the form, you have to enter all the information asked in the form correctly, after that attach the documents with it and submit this form along with KYC papers to the POP-Point of Presence. After submitting the form, you will get the reference number from the POP- Point of Presence key. At the time of applying, you will also have to submit your first contribution and also submit the instruction slip which will contain your payment details.
Complete pending registration process
For this, first of all, you need to know about the National Pension Scheme. official website But have to come After coming to the website, you will see the option of Complete Pending Registration, click on it.
The form opens in front of you, in this form you have to enter the requested information, after that submit the form.
The process to print the registration form
For this, first of all click on this link – Click here
After coming to this page, you will be in front of eSign / Print Registration Form An option will appear, click on it. After clicking, the form opens in front of you.
After entering the requested information in this form, you can print the form.
What is POP?
Its full name is Points of Presence, its job is that the subscriber who opens the account gets it and questions him. This is a customer service for the subscriber because before opening any customer account, all the information from here can take POP works to maintain your account. For more information about POP, you can visit Official Website You can also get information by visiting.
Friends, no matter how much you can contribute to the account under this scheme, there is no limit to the contribution, you can increase or decrease your contribution in this account. Under this scheme, you will get the benefit of tax up to 10% of the total income. On this total income means the income from all your resources.
Fund in National Pension Scheme
There are three types of funds in the National Pension Scheme, the first is corporate bonds, the second is equity, you cannot invest more than 50% in this fund. And the third fund is Government Securities, in this you can invest up to 100%.
Under this scheme, the amount of pension you will get after 60 years depends on your annuity, as much as you take annuity, you get the same amount of pension. If you die before 60 years, then you are given pension wealth. Under this scheme, you can withdraw 60% of the amount deposited by you, the remaining 40% amount goes to the pension scheme.
You do not get any guarantee of any kind on the returns received in NPS. Because it completely depends on the performance of the market. Under the scheme, you can claim 10% of the monthly basic salary plus DA for tax exemption in 80CCD 2 . If an employee makes a grant himself, then he can claim 10% of his basic salary and DA for tax exemption.
Nation Pension Scheme Exit
In National Pension Scheme, you can exit after 10 years i.e. after 60 years of age. And if the deposit amount is less than Rs 1 lakh then you can withdraw the full amount.
If you exit after 60 years of age, then you can withdraw up to 60% of the deposit amount, the rest goes to the pension scheme. If the amount deposited in your account is less than Rs 2 lakh then you can withdraw the full amount. If you do not withdraw money even after the age of 60, then you can complete it in 10 installments after the age of 70.
can withdraw money.
National Pension Scheme Maturity
The retirement age in this scheme is considered to be 60 years. You can stop granting it after the age of 60. After the age of 60, if you withdraw 40% of the part, then you do not have to pay any tax for it, but the remaining 60% is received by you in the form of a pension, you have to pay tax on it.
But if you withdraw 60% then you have to pay tax i.e. above 40% you have to pay tax. .
For more information you can visit the National Pension Scheme official website You can get information by visiting
Nation Pension Scheme Helpline Number
If you are facing any kind of problem in applying in this scheme or you want to know more about this scheme, then you can contact the concerned department, for this first you have to visit the official website of this scheme. will be On the home page of the website you will find Contact Us An option will appear, click on it.
After clicking, a new page will open, on this page all the contact details will come in front of you.