Pradhanmantri Jeevan Jyoti Bima Yojana 2022 | PMJJB Yojana 2022 Apply

Pradhanmantri Jeevan Jyoti Bima Yojana 2022: This scheme was started by the Prime Minister of our country, Shri Narendra Modi. Under this, insurance is done for all citizens across the country. If the applicant dies due to any reason, then under this insurance, an assistance amount of Rs 2 lakh is provided to his family. how to apply? For more information related to Yojana, definitely read this post till the end.

Pradhan Mantri Jeevan Jyoti Yojana (PMJJBY) is a term insurance plan. The benefit of this is given to the insured’s nominee on the death of the insured. This is a one-year life insurance plan. It can be renewed every year. Term plans are a great way to provide risk protection at very nominal premiums.

Under this scheme, all the citizens across the country are insured by the Government of India. That is, if that person dies due to any reason, then under this insurance scheme, an assistance amount of Rs 2 lakh is provided to his family. So that the families of the deceased do not go through a financial crisis. What is Pradhanmantri Jeevan Jyoti Bima Yojana?

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Pradhanmantri-Jeevan-Jyoti-Bima-Yojana-2022

To take advantage of this scheme, the minimum age of the applicant is 18 years and the maximum age is 50 years.PM Jeevan Jyoti Bima Yojana 2022 Eligibility

  • According to the plan, policy holders will have to pay a premium of Rs 330 every year.
  • It is mandatory for the policy holders to have a bank account. Because the amount given by the government will go directly to the beneficiary’s account.
  • It will be mandatory for the policy holder to maintain the required balance in the bank account at the time of Auto Debit on or before 31st May every year.

Pradhanmantri Jeevan Jyoti Bima Yojana 2022 Details

For this insurance plan, the policy holder will have to pay ₹ 330 every year. Under which, after their death, their families will be given an amount of Rs 2 lakh by the government. Keep in mind that a person can be from only one insurance company or from only one bank. Pradhanmantri Jeevan Jyoti Bima Yojana can take advantage of. How To Apply For Pradhanmantri Jeevan Jyoti Bima Yojana 2022

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PM Jeevan Jyoti Bima Yojana 2022

For Pradhan Mantri Jeevan Jyoti Bima Yojana 2021, you have to apply in offline medium. But its application form can be downloaded online through the official website. For the application, the applicant has to apply through the bank account. Remember that only select bank accounts are involved for this. Such as SBI, HDFC and many insurance companies, companies like LIC are included. Under this you can apply for Pradhan Mantri Jeevan Jyoti Bima Yojana.

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Pradhanmantri-Jeevan-Jyoti-Bima-Yojana-2022-Details
Aadhar Card Pradhanmantri Jeevan Jyoti Bima Yojana 2022 Required Documents

In today’s era, where there is no guarantee of life, the concern for the financial security of the family is important. Unfortunately, if the main guardian of the family dies, then the mountain of poverty falls on his family. Keeping this concern in view, the Pradhan Mantri Jeevan Jyoti Yojana was launched on 9 May 2015.

Pradhan Mantri Jeevan Jyoti Yojana Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a one-year life insurance plan. It can be renewed every year. The benefit of this scheme is available to the nominee only after death. That is, it is purely a term insurance plan only.

  • applicant’s aadhar card
  • identity card
  • bank account passbook
  • mobile number
  • passport size photo

Insurance cover up to two lakhs

If a person dies after investing in Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), then his family gets Rs 2 lakh. Term plan of an insurance company means protection against risk. In a term plan, the insurance company pays the sum insured only on the death of the policyholder. If the person taking the policy remains well after the completion of the term, then he does not get any benefit. In fact, term plans are a great way to provide risk protection at very nominal premiums.

Who can get the benefit of this scheme

The minimum age for taking a term plan under the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is 18 years and the maximum age is 50 years. Any citizen of India can take advantage of this scheme. The maturity age of this policy is 55 years.

Annual installment of only Rs 330

The annual premium for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is Rs 330. This amount is taken from your bank account through ECS. Banks levy administrative charges in the scheme amount. Apart from this, GST is also applicable on this amount.

Registration period

The annual installment under this plan is paid before 31st May during each annual coverage period. If the PMJJBY policy is purchased on any date, its coverage for the first year will be till 31st May of the next year. In subsequent years, the cover of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) can be renewed every year on June 1 by paying the premium amount from the bank account.

No need for medical examination

No medical examination is required to buy insurance under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY).

where account can be opened

LIC can be contacted to open an account of PMJJBY. The government has declared LIC as its authorized company for PMJJVY. Apart from this, the government has also authorized some private insurance companies to open PMJJVY accounts. Along with this, after filling the form directly from the official website https://www.jansuraksha.gov.in/, the account can be opened by giving it to the bank where you have an account.

How to claim for Pradhan Mantri Jeevan Jyoti Bima Yojana?

  • If the person who has been insured, after his death, his nominee can claim under the Pradhan Mantri Jeevan Jyoti Bima Yojana.
  • After this, first of all, the nominee of the policy holder should contact the bank.
  • Then the nominee will have to take the Prime Minister Jeevan Jyoti Insurance Claim Form and Discharge Receipt from the bank.
  • Then the nominee will have to submit the claim form and discharge receipt form along with photographs of death certificate and canceled cheque.

Helpline Number for Pradhanmantri Jeevan Jyoti Bima Yojana

We have provided you all the important information related to Pradhan Mantri Jeevan Jyoti Bima Yojana in this article. If you are still facing any problem then you can solve your problem by contacting Pradhan Mantri Jeevan Jyoti Bima Yojana helpline number. The helpline number is 18001801111 / 1800110001. For more information related to Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) click here – https://jansuraksha.gov.in/
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